With housing affordability still a challenge in Toronto, creative ownership structures are becoming more common—especially when a landlord wants to purchase a condo but needs help qualifying for the mortgage.

A scenario we’re seeing more of lately:
A landlord puts up the full down payment, but brings a tenant …

One of the more common—and often frustrating—surprises for new homeowners is discovering that key appliances, like the water heater or HVAC system, are under rental contracts that weren’t clearly disclosed before closing. As your trusted real estate advisor, I want to help you avoid unexpected costs and make informed decisions …

Whether you are a newcomer contemplating the purchase of your first home in Canada or an existing resident considering a fresh foray into Canada’s vibrant housing market, it is important to do so with a thorough understanding of the processes and procedures involved—both financial and legal—to ensure a smooth …

You have done your initial research; have been pre-approved for a mortgage and have a fairly good idea about what kind of home you can afford to buy. Now you want to quickly start checking out all the available options.

As you commence what can be a long-drawn-out …

Given the existing market conditions, buying a home in Canada currently constitutes one of the biggest, if not the biggest, purchase an individual or a family would indulge in during their lifetime. For this and other reasons, it is important to be aware of the key considerations that go …

Last week, the Bank of Canada announced its steepest interest rate cut, slashing it policy rate by 50 basis points to 3.75 percent. With the exception of the pandemic, such a drop in the key interest rates was last seen during the height of the financial crisis in 2009.